Privacy Policy

Your privacy is important to us

It is Credit Wise Lending's policy to respect your privacy regarding any information we may collect while operating our website. This Privacy Policy applies to www.creditwiselending.com/ (hereinafter, "us", "we", or "www.creditwiselending.com/"). We respect your privacy and are committed to protecting personally identifiable information you may provide us through the Website. We have adopted this privacy policy ("Privacy Policy") to explain what information may be collected on our Website, how we use this information, and under what circumstances we may disclose the information to third parties. This Privacy Policy applies only to information we collect through the Website and does not apply to our collection of information from other sources.

This Privacy Policy, together with the Terms of service posted on our Website, set forth the general rules and policies governing your use of our Website. Depending on your activities when visiting our Website, you may be required to agree to additional terms of service.

1. Website Visitors

Like most website operators, Credit Wise Lending collects non-personally-identifying information of the sort that web browsers and servers typically make available, such as the browser type, language preference, referring site, and the date and time of each visitor request. Credit Wise Lending's purpose in collecting non-personally identifying information is to better understand how Credit Wise Lending's visitors use its website. From time to time, Credit Wise Lending may release non-personally-identifying information in the aggregate, e.g., by publishing a report on trends in the usage of its website.

Credit Wise Lending also collects potentially personally-identifying information like Internet Protocol (IP) addresses for logged in users and for users leaving comments on https://www.creditwiselending.com/ blog posts. Credit Wise Lending only discloses logged in user and commenter IP addresses under the same circumstances that it uses and discloses personally-identifying information as described below.

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2. Personally-Identifying Information

Certain visitors to Credit Wise Lending's websites choose to interact with Credit Wise Lending in ways that require Credit Wise Lending to gather personally-identifying information. The amount and type of information that Credit Wise Lending gathers depends on the nature of the interaction. For example, we ask visitors who leave a comment at https://www.creditwiselending.com/ to provide a username and email address.

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3. Security

The security of your Personal Information is important to us, but remember that no method of transmission over the Internet, or method of electronic storage is 100% secure. While we strive to use commercially acceptable means to protect your Personal Information, we cannot guarantee its absolute security.

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4. Advertisements

Ads appearing on our website may be delivered to users by advertising partners, who may set cookies. These cookies allow the ad server to recognize your computer each time they send you an online advertisement to compile information about you or others who use your computer. This information allows ad networks to, among other things, deliver targeted advertisements that they believe will be of most interest to you. This Privacy Policy covers the use of cookies by Credit Wise Lending and does not cover the use of cookies by any advertisers.

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6. Credit Wise Lending uses Google AdWords for remarketing

Credit Wise Lending uses the remarketing services to advertise on third party websites (including Google) to previous visitors to our site. It could mean that we advertise to previous visitors who haven't completed a task on our site, for example using the contact form to make an enquiry. This could be in the form of an advertisement on the Google search results page, or a site in the Google Display Network. Third-party vendors, including Google, use cookies to serve ads based on someone's past visits. Of course, any data collected will be used in accordance with our own privacy policy and Google's privacy policy.

You can set preferences for how Google advertises to you using the Google Ad Preferences page, and if you want to you can opt out of interest-based advertising entirely by cookie settings or permanently using a browser plugin.

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7. Protection of Certain Personally-Identifying Information

Credit Wise Lending discloses potentially personally-identifying and personally-identifying information only to those of its employees, contractors and affiliated organizations that (i) need to know that information in order to process it on Credit Wise Lending's behalf or to provide services available at Credit Wise Lending's website, and (ii) that have agreed not to disclose it to others. Some of those employees, contractors and affiliated organizations may be located outside of your home country; by using Credit Wise Lending's website, you consent to the transfer of such information to them. Credit Wise Lending will not rent or sell potentially personally-identifying and personally-identifying information to anyone. Other than to its employees, contractors and affiliated organizations, as described above, Credit Wise Lending discloses potentially personally-identifying and personally-identifying information only in response to a subpoena, court order or other governmental request, or when Credit Wise Lending believes in good faith that disclosure is reasonably necessary to protect the property or rights of Credit Wise Lending, third parties or the public at large.

If you are a registered user of https://www.creditwiselending.com/ and have supplied your email address, Credit Wise Lending may occasionally send you an email to tell you about new features, solicit your feedback, or just keep you up to date with what's going on with Credit Wise Lending and our products. We primarily use our blog to communicate this type of information, so we expect to keep this type of email to a minimum. If you send us a request (for example via a support email or via one of our feedback mechanisms), we reserve the right to publish it in order to help us clarify or respond to your request or to help us support other users. Credit Wise Lending takes all measures reasonably necessary to protect against the unauthorized access, use, alteration or destruction of potentially personally-identifying and personally-identifying information.

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8. Aggregated Statistics

Credit Wise Lending may collect statistics about the behavior of visitors to its website. Credit Wise Lending may display this information publicly or provide it to others. However, Credit Wise Lending does not disclose your personally-identifying information.

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9. Affiliate Disclosure

This site uses affiliate links and does earn a commission from certain links. This does not affect your purchases or the price you may pay.

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10. Cookies

To enrich and perfect your online experience, Credit Wise Lending uses "Cookies", similar technologies and services provided by others to display personalized content, appropriate advertising and store your preferences on your computer.

A cookie is a string of information that a website stores on a visitor's computer, and that the visitor's browser provides to the website each time the visitor returns. Credit Wise Lending uses cookies to help Credit Wise Lending identify and track visitors, their usage of https://www.creditwiselending.com/, and their website access preferences. Credit Wise Lending visitors who do not wish to have cookies placed on their computers should set their browsers to refuse cookies before using Credit Wise Lending's websites, with the drawback that certain features of Credit Wise Lending's websites may not function properly without the aid of cookies.

By continuing to navigate our website without changing your cookie settings, you hereby acknowledge and agree to Credit Wise Lending's use of cookies.

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11. E-commerce

Those who engage in transactions with Credit Wise Lending – by purchasing Credit Wise Lending's services or products, are asked to provide additional information, including as necessary the personal and financial information required to process those transactions. In each case, Credit Wise Lending collects such information only insofar as is necessary or appropriate to fulfill the purpose of the visitor's interaction with Credit Wise Lending. Credit Wise Lending does not disclose personally-identifying information other than as described below. And visitors can always refuse to supply personally-identifying information, with the caveat that it may prevent them from engaging in certain website-related activities.

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12. Privacy Policy Changes

Although most changes are likely to be minor, Credit Wise Lending may change its Privacy Policy from time to time, and in Credit Wise Lending's sole discretion. Credit Wise Lending encourages visitors to frequently check this page for any changes to its Privacy Policy. Your continued use of this site after any change in this Privacy Policy will constitute your acceptance of such change.

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13. Contact Information & Credit

If you have any questions about our Privacy Policy, please contact us.

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Interested?

Call Credit Wise Lending today!

If anything that you’ve read here is of interest then please don’t hesitate to give us a call! Our representatives are always happy to answer any questions that you may have and there is absolutely no pressure for you to get started. However, if you do have questions then we would definitely recommend calling due to the personal nature of this business. We look forward to speaking!